{"id":98921,"date":"2026-05-13T19:16:39","date_gmt":"2026-05-13T22:16:39","guid":{"rendered":"https:\/\/jornalbeirario.com.br\/portal\/?p=98921"},"modified":"2026-05-13T19:16:43","modified_gmt":"2026-05-13T22:16:43","slug":"saiba-mais-sobre-o-programa-reforma-casa-brasil","status":"publish","type":"post","link":"https:\/\/jornalbeirario.com.br\/portal\/?p=98921","title":{"rendered":"SAIBA MAIS SOBRE O PROGRAMA REFORMA CASA BRASIL"},"content":{"rendered":"\n<p>A CAIXA come\u00e7ou a operar as novas condi\u00e7\u00f5es do Programa Reforma Casa Brasil. Por meio do&nbsp;<a href=\"https:\/\/www.caixa.gov.br\/voce\/habitacao\/reforma-casa-brasil\/Paginas\/default.aspx\" target=\"_blank\" rel=\"noreferrer noopener\">site do banco<\/a>, \u00e9 poss\u00edvel acessar o simulador e consultar as novas taxas e limites. As mudan\u00e7as foram aprovadas pelo Conselho Monet\u00e1rio Nacional (CMN) e integram o conjunto de medidas do Governo do Brasil para ampliar o acesso ao cr\u00e9dito habitacional voltado \u00e0 melhoria de moradias.<\/p>\n\n\n\n<p>Entre as novas condi\u00e7\u00f5es, destaca-se a amplia\u00e7\u00e3o do p\u00fablico atendido. O limite de renda mensal familiar, antes de at\u00e9 R$ 9,6 mil, passa a ser de at\u00e9 R$ 13 mil. Tamb\u00e9m houve redu\u00e7\u00e3o das taxas de juros, que passam a ser de 0,99% ao m\u00eas, considerando encargos totais, e a amplia\u00e7\u00e3o do prazo m\u00e1ximo de financiamento, de 60 para 72 meses.<\/p>\n\n\n\n<p>As mudan\u00e7as incluem ainda a eleva\u00e7\u00e3o do limite de financiamento, que agora poder\u00e1 chegar a R$ 50 mil, possibilitando interven\u00e7\u00f5es mais abrangentes nos im\u00f3veis. As opera\u00e7\u00f5es continuam sendo realizadas com recursos do Fundo Social.<\/p>\n\n\n\n<p>A contrata\u00e7\u00e3o pode ser feita de forma simplificada, inclusive por meio do Aplicativo CAIXA.<\/p>\n\n\n\n<p>O programa atende fam\u00edlias que j\u00e1 possuem im\u00f3vel, mas enfrentam problemas de adequa\u00e7\u00e3o nas unidades, como telhados danificados, instala\u00e7\u00f5es el\u00e9tricas e hidr\u00e1ulicas prec\u00e1rias, falta de acessibilidade ou necessidade de melhoria e amplia\u00e7\u00e3o. Os recursos poder\u00e3o ser utilizados para compra de material de constru\u00e7\u00e3o, contrata\u00e7\u00e3o de m\u00e3o de obra, assist\u00eancia t\u00e9cnica e projetos.<\/p>\n\n\n\n<p>Os clientes devem acessar o site da CAIXA para verificar sua elegibilidade ao programa. Logo ap\u00f3s, podem acessar o Aplicativo CAIXA para contrata\u00e7\u00e3o. Clientes que ainda n\u00e3o possuem conta corrente ou poupan\u00e7a no banco podem realizar a abertura por meio do app e seguir a contrata\u00e7\u00e3o.<\/p>\n\n\n\n<p>Nos casos de clientes que desejem compor renda com outros membros do seu grupo familiar, \u00e9 necess\u00e1rio procurar uma ag\u00eancia do banco para prosseguir.<\/p>\n\n\n\n<p>N\u00e3o h\u00e1 necessidade de garantia do im\u00f3vel e a libera\u00e7\u00e3o dos recursos ocorrer\u00e1 em conta corrente ou poupan\u00e7a em duas etapas: 90% na contrata\u00e7\u00e3o e 10% ap\u00f3s demonstra\u00e7\u00e3o de aplica\u00e7\u00e3o dos recursos por meio de fotos, que dever\u00e3o ser enviadas pelo aplicativo CAIXA.<br>\u00a0<\/p>\n\n\n\n<p>Os interessados poder\u00e3o verificar a elegibilidade, simular condi\u00e7\u00f5es e obter orienta\u00e7\u00f5es diretamente no\u00a0<a href=\"https:\/\/www.caixa.gov.br\/Paginas\/home-caixa.aspx\" target=\"_blank\" rel=\"noreferrer noopener\">site da CAIXA<\/a>.<\/p>\n\n\n\n<p>Fonte: Assessoria Imprensa\/CAIXA<\/p>\n\n\n\n<p><\/p>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>A CAIXA come\u00e7ou a operar as novas condi\u00e7\u00f5es do Programa Reforma Casa Brasil. Por meio do&nbsp;site do banco, \u00e9 poss\u00edvel acessar o simulador e<\/p>\n","protected":false},"author":1,"featured_media":98922,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"pmpro_default_level":"","footnotes":""},"categories":[193,6,227],"tags":[],"class_list":["post-98921","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-brasilinternacional","category-economia","category-manchete","pmpro-has-access"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>SAIBA MAIS SOBRE O PROGRAMA REFORMA CASA BRASIL - JORNAL BEIRA RIO<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/jornalbeirario.com.br\/portal\/?p=98921\" \/>\n<meta property=\"og:locale\" content=\"pt_BR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"SAIBA MAIS SOBRE O PROGRAMA REFORMA CASA BRASIL - JORNAL BEIRA RIO\" \/>\n<meta property=\"og:description\" content=\"A CAIXA come\u00e7ou a operar as novas condi\u00e7\u00f5es do Programa Reforma Casa Brasil. 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