{"id":98736,"date":"2025-06-07T19:54:56","date_gmt":"2025-06-07T22:54:56","guid":{"rendered":"https:\/\/jornalbeirario.com.br\/portal\/?p=98736"},"modified":"2025-06-07T19:54:56","modified_gmt":"2025-06-07T22:54:56","slug":"credito-para-habitacao-popular","status":"publish","type":"post","link":"https:\/\/jornalbeirario.com.br\/portal\/?p=98736","title":{"rendered":"Cr\u00e9dito para habita\u00e7\u00e3o popular"},"content":{"rendered":"<p>A CAIXA lan\u00e7ou nova modalidade de cr\u00e9dito imobili\u00e1rio voltada prioritariamente para Habita\u00e7\u00e3o Popular. A linha faz parte do Programa Apoio \u00e0 Produ\u00e7\u00e3o, com recursos livres do banco, direcionado \u00e0s empresas do ramo da constru\u00e7\u00e3o civil. Ampliando alternativas de recursos para a aquisi\u00e7\u00e3o de moradias acess\u00edveis, o foco da nova modalidade ser\u00e1 o financiamento de empreendimentos em que as unidades tenham valor de venda de at\u00e9 R$ 350 mil. A expectativa \u00e9 contratar, ainda em 2025, cerca de R$ 5,8 bilh\u00f5es na nova modalidade.<\/p>\n<p>O an\u00fancio do lan\u00e7amento foi feito durante o Summit Abrainc 2025, realizado em S\u00e3o Paulo (SP) pela Associa\u00e7\u00e3o Brasileira de Incorporadoras Imobili\u00e1rias (Abrainc), pelo diretor executivo de Habita\u00e7\u00e3o da CAIXA, Roberto Ceratto, que alertou para a necessidade de ampliar solu\u00e7\u00f5es financeiras para atender \u00e0 crescente demanda por moradia no pa\u00eds. &#8220;A CAIXA reafirma seu compromisso com o desenvolvimento social e o acesso \u00e0 moradia, especialmente para fam\u00edlias de baixa renda, por meio de uma nova modalidade de cr\u00e9dito que impulsiona os empreendimentos habitacionais populares e facilita a conquista da casa pr\u00f3pria&#8221;, ressalta o diretor.<\/p>\n<p>Pela nova linha, as construtoras podem financiar at\u00e9 100% do custo total de obra dos empreendimentos, incluindo o custo de aquisi\u00e7\u00e3o do terreno. A expectativa \u00e9 de impulsionamento das vendas, j\u00e1 que ser\u00e1 poss\u00edvel tamb\u00e9m a aquisi\u00e7\u00e3o de im\u00f3veis na planta. As construtoras interessadas devem apresentar o projeto do empreendimento imobili\u00e1rio na ag\u00eancia CAIXA de relacionamento para an\u00e1lise da viabilidade econ\u00f4mico-financeira, negocial e jur\u00eddica do empreendimento e da sua empresa.<\/p>\n<p>Em 2024, a CAIXA contratou mais de R$ 223,6 bilh\u00f5es em cr\u00e9dito habitacional, mantendo sua lideran\u00e7a com 67,2% do mercado e mais de 99% de participa\u00e7\u00e3o no Minha Casa, Minha Vida. Esse volume de cr\u00e9dito movimentou significativamente o setor da constru\u00e7\u00e3o civil, gerando aproximadamente 1,9 milh\u00e3o de empregos diretos e indiretos.<\/p>\n<p>Com a nova modalidade, espera-se um crescimento de projetos habitacionais voltados para a baixa renda, garantindo mais recursos \u00e0s construtoras e promovendo o acesso \u00e0 casa pr\u00f3pria para milhares de fam\u00edlias.<\/p>\n<p>Fonte: Assessoria de Imprensa\/Caixa<br \/>\nFoto: Ag\u00eancia Brasil<\/p>\n","protected":false},"excerpt":{"rendered":"<p>A CAIXA lan\u00e7ou nova modalidade de cr\u00e9dito imobili\u00e1rio voltada prioritariamente para Habita\u00e7\u00e3o Popular. A linha faz parte do Programa Apoio \u00e0 Produ\u00e7\u00e3o, com recursos<\/p>\n","protected":false},"author":1,"featured_media":98737,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"pmpro_default_level":"","footnotes":""},"categories":[193,6,179,227],"tags":[],"class_list":["post-98736","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-brasilinternacional","category-economia","category-imoveis-construcao","category-manchete","pmpro-has-access"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Cr\u00e9dito para habita\u00e7\u00e3o popular - JORNAL BEIRA RIO<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/jornalbeirario.com.br\/portal\/?p=98736\" \/>\n<meta property=\"og:locale\" content=\"pt_BR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Cr\u00e9dito para habita\u00e7\u00e3o popular - JORNAL BEIRA RIO\" \/>\n<meta property=\"og:description\" content=\"A CAIXA lan\u00e7ou nova modalidade de cr\u00e9dito imobili\u00e1rio voltada prioritariamente para Habita\u00e7\u00e3o Popular. 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